What happens to your children if you or your partner dies? It’s the kind of thought which goes through the minds of most parents now and again. As a parent you have probably taken out life insurance with such a possibility in mind, From time to time you have worried about the effect on your child – emotionally, socially and financially – of losing you or your spouse. You know that children above a certain age, never forget the death of a mother or father and you appreciate that this may affect them for the rest of their lives.
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